Affordable NY Health Insurance - Essential Plans | Healthfirst

Looking for affordable health insurance?

The Healthfirst Essential Plan may be right for you.

Call: 1-844-488-1486

  • Monday to Friday, 9am–8pm

Can’t talk now?

Find a representative in your area:

Get affordable, essential health coverage with benefits such as:

  • $0 or $20 monthly plan premium
  • $0 deductible
  • $0 preventive care checkups
  • $0 copay to talk to a doctor 24/7 by phone or video chat*
  • Low-cost generic prescription drugs
  • Emergency room visits
  • Hospital care
  • Dental and vision coverage options available
  • Access to a network of retail health clinics and urgent care centers
  • Personalized attention for chronic conditions such as asthma, COPD, cancer, diabetes and others
  • Convenient, money-saving mail-order prescription service
  • And more

What are Essential Plans?

The Essential Plan is a New York health insurance program for lower-income state residents who don't qualify for Medicaid or the Child Health Plus program. There is a total of four Essential Plan options, and each option is based on your household income level. Two of those Essential Plan options include dental and vision coverage, while the remaining two options offer you the opportunity to purchase dental and vision coverage. New York State (NYS) created this program to fill the coverage gap that many individuals and families have, as they do not qualify for Medicaid but cannot afford full premium coverage.

Who are Essential Plans for?

Essential plans are for individuals 19–64 years of age who are U.S. citizens, permanent residents, legal residents, or eligible immigrants.**

Call today to see if a Healthfirst Essential Plan is right for you.

Call us today


Monday to Friday, 9am–8pm

TTY English: 1-888-542-3821
TTY Español: 1-888-867-4132

Connect with a local Healthfirst representative:

Virtual Community Office

Can’t talk right now?

Request a callback, and we’ll get back to you within one business day.

*Provided by Teladoc®. Depending on plan.

**Eligible immigrants are students with valid visas and most Permanently Residing Under Color Of Law (PRUCOL), but not Deferred Action for Childhood Arrivals (DACA), recipients.

Coverage is provided by Healthfirst Health Plan, Inc., Healthfirst PHSP, Inc., and/or Healthfirst Insurance Company, Inc. (together, “Healthfirst”). Plans contain exclusions and limitations.

Healthfirst complies with applicable Federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex.

The benefit information provided is a brief summary, not a complete description, of benefits. For more information, contact the plan.

Telemedicine (Teladoc) isn’t a replacement for your Primary Care Provider (PCP). Your PCP should always be your first choice for care (both in-person and virtual visits).

© 2020 HF Management Services, LLC 1059-20

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