Individual & Family Plans
Healthfirst offers comprehensive individual and family health insurance plans that fit your needs and your budget, including plans with no monthly premium or deductible. Regardless of your family size, you have access to a wide range of benefits and services.
The amount of money you must pay in covered expenses each year before your plan or program pays anything for certain covered services. The deductible may not apply to all services. There may be different deductibles for different services (e.g., medical vs. pharmacy). Not all plans require deductibles. This is separate from a monthly premium payment. Example: If your deductible is $500, you need to spend $500 for covered healthcare services within one year before your plan or program will start paying for your health services. Your deductible resets once every year. Extra Help A Medicare program to help people with limited income and resources pay Medicare prescription drug program costs, like premiums, deductibles, and coinsurance. Premium The amount of money you must pay monthly, quarterly, or twice a year to be covered by a health insurance plan or program. SilverSneakers SilverSneakers is a Medicare fitness program that promotes well-being among seniors through exercise and social opportunities. A fee that you pay each time you go to the doctor, get a drug prescription filled, or get other services. Example: If your health plan has a $20 Primary Care Doctor (PCP) copayment, you must pay $20 for a checkup with your PCP.
A federal program to help people with limited income and resources pay Medicare prescription drug program costs like premiums, deductibles, and coinsurance.
The amount of money you must pay monthly, quarterly, or twice a year to be covered by a health insurance plan or program.
SilverSneakers is a Medicare fitness program that promotes well-being among seniors through exercise and social opportunities.
Frequently Asked Questions
Healthfirst is a not-for-profit community organization sponsored by some of the most prestigious and nationally recognized hospitals and medical centers in New York. With more than a million members and growing, Healthfirst has been serving communities in New York City for more than 25 years. With access to thousands of doctors and specialists, you’re sure to find the service you need nearby. Each of our community offices is fully staffed with representatives who can answer questions—in many different languages—about our health insurance plans and programs, whether you’re a member or not.
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